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Home Insurance Costs with Deductible Scenarios in Watsonville, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Watsonville, CA $457200 $883 $1,216
Lompico, CA $426100 $865 $1,191
Elkhorn, CA $454000 $969 $1,333
Gilroy, CA $583900 $991 $1,364
Capitola, CA $585100 $699 $961
Salinas, CA $350300 $637 $876
Live Oak, CA $622600 $701 $965
Bonny Doon, CA $819300 $1588 $2,185
San Martin, CA $840200 $830 $1,143
Seacliff, CA $644900 $1323 $1,821

Impact of Coverage Amount on Home Insurance Cost In Watsonville, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $231
$200,000 $845
$300,000 $1,059
$400,000 $1,336
$500,000 $1,710
$750,000 to $1000,000 $1,977
Above $1000,000 $2,338


Watsonville, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Watsonville, CA Average Home Insurance Cost$1,230.3
State Average Home Insurance Cost$1,291
Difference Vs national Average6.3

Top Homeowners Insurance Companies in Watsonville, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
State Farm $983
Nationwide $852
General $827

Watsonville, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -172 1058
One Claim +98 1329
Two Claims +172 1403