Top 5 Home Insurance Companies in Sonoma County, CA
Check out the most popular Home Insurance agencies & companies in Sonoma County, CA & compare the best quotes from them.
How to Find Affordable Homeowners Insurance in Sonoma County, CA
The average cost of homeowners insurance in Sonoma County, CA, is $1383.3. The purchase of a home is no small accomplishment in our country. It is primarily a long-harbored dream that most people earn after years of hard work and determination. Protect your investment by availing vital home insurance to provide your home's necessary protection in Sonoma County, CA.
A home insurance policy will protect you against both interior and exterior damages. It covers the financial loss suffered from theft, fire, earthquake, flood or any other injuries caused to a third party within the premises. Therefore, homeowners insurance in Sonoma County, CA, is one of the smart ways to protect your home.
Factors affecting home insurance in Sonoma County, CA:
1. Homeowners insurance rates by coverage levels
2. Homeowners insurance rates by deductibles
3. Homeowners insurance rates by the claims history
4. Homeowners insurance rates by the safety features
Homeowners Insurance in Sonoma County, CA - Rates by coverage level
Home insurance coverage includes the cost of repairs or replacements needed to rebuild your home, property structures, and personal possessions. For example, homeowners opting for $200K coverage pay $534 on home insurance in Sonoma County, CA.
Refer to the chart below to know the applicable home insurance rates in Sonoma County, CA, based on the coverage level.
Homeowners Insurance in Sonoma County, CA - Rates by deductibles
Having multiple claims in the past can often make getting home insurance more complex, as many insurers are unwilling to offer cover for homeowners with numerous claims. For example, homeowners in Sonoma County, CA, with zero claims history, have to pay a premium of $1190. In contrast, homeowners with one or two claims have to pay $1467 and $1550 on homeowners insurance in Sonoma County, CA.
Homeowners Insurance in Sonoma County, CA - Rates by claims history
Having multiple claims in the past can often make getting home insurance more complex, as many insurers are unwilling to offer cover for homeowners with numerous claims. For example, homeowners in Sonoma County, CA, with zero claims history, have to pay a premium of $1190. In contrast, homeowners with one or two claims have to pay $1467 and $1550 on homeowners insurance in Sonoma County, CA.
Homeowners Insurance in Sonoma County, CA - Rates by the safety features
Adding safety features to your home can add value to your house. It can also open doors for various discounts on home insurance rates in Sonoma County, CA. Insurance companies offer lower premiums as a reward for being a responsible homeowner. For example, homes equipped with fire extinguishers and deadbolts pay $1232 on home insurance in Mendocino County, CA.
Top Home Insurance Companies in Sonoma County, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| State Farm | A | 17.56% |
| Liberty Mutual | A | 6.24% |
| Erie | A+ | 5.4% |
| Nationwide | A+ | 4.15% |
| Travelers | A++ | 3.18% |
Top Liberty Mutual Home Insurance Agents in Sonoma County, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Patrick Gilbreath | 250 BEL MARIN KEYS BLVD STE E1 94949 |
(415) 883-2525 | ||
| Anthony Jaikaran Lutcf | 575 Jefferson St 94559-3236 |
707-224-3176 | ||
| Costas C Masourakis | 85 Galli Drive 94949 |
415-897-5000 | ||
| Ashley Bittick | 1842 Jefferson St 94559-1618 |
707-253-1200 | ||
| Patrick Klein | 3450 REGIONAL PKWY STE D 95403 |
(707) 568-2880 | ||
| Paul Samosky | 5375 Main St 95451 |
(707) 277-0254 | ||
| Bill Gordon | 311 Miller Ave Ste A 94941-2897 |
415-383-3888 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Pumphrey - Hamel Insurance Llc | 2635 Cleveland Ave Ste 6 www.pumphreyhamel.com 95403 |
(707) 508-9861 | ||
| A & W Insurance Services Inc. | 824 5th Ave Ste A 94901-3257 |
415-459-0200 | ||
| Pugh Insurance Agency Inc. | 73b Saint James Dr www.jpughinsurance.com 95403 |
(707) 575-5204 | ||
| Carmack Insurance Group Inc | 85 Galli Dr Ste F www.carmackig.com 94949-5716 |
415-897-5000 | ||
| Dji Insurance Agency | 4380 Sonoma Blvd Ste 142 94589 |
(925) 922-4646 | ||
| The Insurance Pros Inc. | 25 Mcdonell St 95476 |
(707) 996-6738 | ||
| Carl H Myers Agency | 501 B St www.robertsoninsurancegroup.com 94901 |
(415) 578-5833 | ||
| Clark Insurance | 800 Lindberg Ln Ste 120 www.jwclarkinsurance.com 94952-7325 |
707-762-6639 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Robertson Insurance Agency Co. | 1202 Grant Ave Ste E 94945 |
(415) 898-4370 | ||
| Robertson Financial Group | 2 California Ave 94901 |
(415) 258-9912 | ||
| Donald J Coggins | 2501 Springs Rd 94591 |
(707) 648-0134 | ||
| Patton Insurance Agency Inc. | 840 TUOLUMNE ST 94590 |
(707) 554-6080 | ||
| Robertson Insurance Agency Co. | 100 Galli Dr Ste 5 94949 |
(415) 878-1394 | ||
| Robertson Insurance Agency Co. | 4340 Redwood Hwy # D319 94903 |
(415) 491-7880 | ||
| Robertson Insurance Agency Co. | 10 Commercial Blvd Ste 106 94949 |
(415) 382-6090 | ||
| Graves Cosby Sellman Insurance Agency Inc | 999 Adams St Ste 102 94574 |
(707) 963-2550 | ||
| Daniel Mandel | 637 Healdsburg Ave 95448 |
707-473-0702 | ||
| Puffenbarger Insurance & Financial Services Inc | 8741 Old Redwood Hwy 95492 |
(707) 838-9777 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| George Panjan Jr | 900 Mission Ave Ste 7 94901 |
(415) 721-7024 | ||
| Carlos Luis | 3152 Jefferson St 94558-4924 |
707-254-2004 | ||
| Cree Parker | 1445 Santa Rosa Avenue www.creeparker.com 95404-5400 |
707-578-1294 | ||
| Chris Mccreery | 1333 San Pablo Ave www.chrismccreery.com 94564-2431 |
510-724-9200 | ||
| Curtis Lee | 311 Miller Avenue www.curtislee.net 94941-2897 |
415-383-3888 | ||
| John Sinner | 6650 COMMERCE BLVD STE 25 www.johnsinner.com 94928 |
707-585-9500 | ||
| John Spears | 859 DIABLO AVE 94947 |
415-493-2500 | ||
| John Smrcina | 3211 DRY CREEK RD www.johninsuresyou.com 94558 |
707-257-2226 | ||
| Doug Markworth | 3367 California Blvd www.dougmarkworth.com 94558 |
(707) 255-7503 | ||
| C.D. Williams, Jr Chfc | 145 Plaza Dr Ste 207 www.cdwilliamsjr.com 94591-3760 |
707-642-4453 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| O. M. Hughes Insurance, Inc. | 520 S STATE ST 95482 |
707-462-9725 | ||
| Bonacorso Insurance Agency Inc | 806 Sonoma Ave Ste A 95404-4783 |
707-545-9018 | ||
| Aac Insurance Group | 7765 Healdsburg Ave Ste 3 95472-3355 |
707-823-1111 | ||
| Paul Bird Ins Agency Inc | 2407 CALIFORNIA BLVD STE 4 www.paulbirdinsurance.com 94558 |
(707) 252-9500 Email:PWBIRD7@GMAIL.COM |
||
| Pugmire Ins Agency Inc | 2200 Range Ave Ste 105 95403 |
(707) 542-7405 | ||
| Aaa - Salem | 730 W Napa St 95476-6413 |
707-938-1680 | ||
| Purifoy Insurance Agency Ltd | 104 N Cloverdale Blvd 95425 |
(707) 894-3315 | ||
| Robertson Insurance & Financial Llc | 55 Professional Center Pkwy Ste G 94903 |
(415) 492-8471 Email:andrew@robertsonins.com |
||
| Pulley-White Insurance Agency Inc | 141 Stony Cir Ste 185 www.pulley-whiteinsurance.com 95401 |
(707) 542-2754 | ||
| Purkey Bob Agency | PO Box 750986 94975 |
(707) 763-7600 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Sonoma County, CA
| Liberty Mutual | Travelers | Erie | |
| Median Home Value ($) | 531,970 | 471,970 | 551,970 |
| Construction year | 1943 | 1988 | 1993 |
| Home Coverage ($) | $350000-$400000 | $300000-$350000 | $250000-$300000 |
| Total Premium ($) | $1327 | $1199 | $1142 |
Sonoma County, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| Liberty Mutual | upto 15% |
| Erie | upto 24% |
| Nationwide | upto 7% |
| Travelers | upto 9% |