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Home Insurance Costs with Deductible Scenarios in Saratoga, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Saratoga, CA $1933900 $857 $1,179
West Menlo Park, CA $1862500 $592 $815
Cambrian Park, CA $1010200 $1842 $2,534
La Honda, CA $637600 $1311 $1,804
Bonny Doon, CA $819300 $1588 $2,185
Paradise Park, CA $265700 $533 $734
Stanford, CA $1591300 $672 $924
Pescadero, CA $727700 $1453 $1,999
Ben Lomond, CA $603800 $685 $942
Alum Rock, CA $511600 $720 $990

Impact of Coverage Amount on Home Insurance Cost In Saratoga, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $70
$200,000 $190
$300,000 $237
$400,000 $298
$500,000 $381
$750,000 to $1000,000 $441
Above $1000,000 $522


Saratoga, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Saratoga, CA Average Home Insurance Cost$1,193.2713
State Average Home Insurance Cost$1,291
Difference Vs national Average-30.7287

Top Homeowners Insurance Companies in Saratoga, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Progressive $1,204
Mercury $1,184
General $827

Saratoga, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -167 1026
One Claim +84 1277
Two Claims +143 1336