| Place Name/Near by place | Typical Insured Amount ($) | High Deductible($) ($2500) |
Low Deductible($) ($500) |
|---|---|---|---|
| Santa Cruz County, CA | $659900 | $909 | $1,251 |
| Lompico, CA | $426100 | $865 | $1,191 |
| Pasatiempo, CA | $945300 | $1760 | $2,422 |
| Saratoga, CA | $1933900 | $857 | $1,179 |
| Pajaro, CA | $507200 | $760 | $1,046 |
| Santa Cruz, CA | $727400 | $980 | $1,349 |
| Rio del Mar, CA | $831200 | $824 | $1,133 |
| West Santa Cruz, CA | $770400 | $1517 | $2,088 |
| Capitola, CA | $585100 | $699 | $961 |
| Cambrian Park, CA | $1010200 | $1842 | $2,534 |
| Coverage Amount | Home Insurance Cost ($) |
|---|---|
| $100,000 | $227 |
| $200,000 | $573 |
| $300,000 | $800 |
| $400,000 | $971 |
| $500,000 | $1,243 |
| $750,000 to $1000,000 | $1,437 |
| Above $1000,000 | $1,699 |
| Average Home Insurance Cost($) National Average $1224 | |
| Santa Cruz County, CA Average Home Insurance Cost | $1,266.3 |
|---|---|
| State Average Home Insurance Cost | $1,291 |
| Difference Vs national Average | 42.3 |
| Insurance Provider | Average Homeowners Insurance Cost($) |
|---|---|
| Allstate | $2,521 |
| Farmers | $1,748 |
| State Farm | $983 |
| Nationwide | $852 |
| Type | Discount/Extra Cost in ($) | Premium After Claim Payout ($) |
|---|---|---|
| Claim Free | -165 | 1102 |
| One Claim | +101 | 1368 |
| Two Claims | +165 | 1431 |