Home Insurance Costs with Deductible Scenarios in Santa Cruz, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Santa Cruz, CA	$727400	$980	$1,349
Paradise Park, CA	$265700	$533	$734
Aptos, CA	$745600	$806	$1,110
Interlaken, CA	$436800	$642	$884
Brookdale, CA	$643500	$1321	$1,818
Lexington Hills, CA	$914300	$1720	$2,366
Corralitos, CA	$882500	$1677	$2,307
West Santa Cruz, CA	$770400	$1517	$2,088
Twin Lakes, CA	$798000	$799	$1,100
Freedom, CA	$442000	$922	$1,269

---

Impact of Coverage Amount on Home Insurance Cost In Santa Cruz, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$213
$200,000	$538
$300,000	$745
$400,000	$954
$500,000	$1,221
$750,000 to $1000,000	$1,412
Above $1000,000	$1,669

---

---

Santa Cruz, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Santa Cruz, CA Average Home Insurance Cost	$1,365.525
State Average Home Insurance Cost	$1,291
Difference Vs national Average	141.525

---

Top Homeowners Insurance Companies in Santa Cruz, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Progressive	$1,204
Mercury	$1,184
General	$827

---

Santa Cruz, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-178	1188
One Claim	+68	1434
Two Claims	+178	1543

---