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Home Insurance Costs with Deductible Scenarios in San Mateo County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
San Mateo County, CA $917700 $881 $1,212
South San Francisco, CA $744900 $806 $1,109
Redwood City, CA $1016700 $884 $1,217
Moss Beach, CA $837400 $1614 $2,221
Mountain View, CA $1079900 $882 $1,214
San Carlos, CA $1240800 $677 $931
San Bruno, CA $754700 $1008 $1,387
Ladera, CA $2000001 $592 $815
Brisbane, CA $777400 $1527 $2,101
Stinson Beach, CA $1572900 $397 $547

Impact of Coverage Amount on Home Insurance Cost In San Mateo County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $146
$200,000 $408
$300,000 $513
$400,000 $644
$500,000 $824
$750,000 to $1000,000 $953
Above $1000,000 $1,127


San Mateo County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
San Mateo County, CA Average Home Insurance Cost$1,227.04386
State Average Home Insurance Cost$1,291
Difference Vs national Average3.04386

Top Homeowners Insurance Companies in San Mateo County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Progressive $1,204
State Farm $983
Nationwide $852

San Mateo County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -147 1080
One Claim +98 1325
Two Claims +172 1399