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Home Insurance Costs with Deductible Scenarios in San Jose, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
San Jose, CA $839600 $1091 $1,502
North Fair Oaks, CA $739100 $1470 $2,022
Cupertino, CA $1372800 $883 $1,215
Santa Clara County, CA $829600 $1082 $1,489
West Menlo Park, CA $1862500 $592 $815
Mountain View, CA $1079900 $882 $1,214
Fruitdale, CA $710900 $1427 $1,963
Fremont, CA $714900 $967 $1,331
Los Altos, CA $2000001 $685 $943
San Lorenzo Valley, CA $591900 $705 $970

Impact of Coverage Amount on Home Insurance Cost In San Jose, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $182
$200,000 $508
$300,000 $737
$400,000 $874
$500,000 $1,119
$750,000 to $1000,000 $1,294
Above $1000,000 $1,530


San Jose, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
San Jose, CA Average Home Insurance Cost$1,520.1
State Average Home Insurance Cost$1,291
Difference Vs national Average296.1

Top Homeowners Insurance Companies in San Jose, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Progressive $1,204
Nationwide $852
AAA $830

San Jose, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -213 1307
One Claim +122 1642
Two Claims +182 1703