Home Insurance Costs with Deductible Scenarios in Richmond, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Richmond, CA	$371900	$682	$939
Pleasant Hill, CA	$633400	$881	$1,212
Tamalpais-Homestead Valley, CA	$1119700	$675	$929
Pinole, CA	$431800	$629	$866
Hercules, CA	$457300	$698	$961
Clyde, CA	$336900	$638	$877
Tiburon, CA	$1922000	$679	$935
Lafayette, CA	$1214200	$676	$930
Muir Beach, CA	$1105300	$1953	$2,687
Taft Mosswood, CA	$161200	$431	$593

---

Impact of Coverage Amount on Home Insurance Cost In Richmond, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$216
$200,000	$733
$300,000	$999
$400,000	$1,276
$500,000	$1,633
$750,000 to $1000,000	$1,888
Above $1000,000	$2,233

---

---

Richmond, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Richmond, CA Average Home Insurance Cost	$950.4
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-273.6

---

Top Homeowners Insurance Companies in Richmond, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Farmers	$1,748
Progressive	$1,204
AAA	$830
California Automobile	$639

---

Richmond, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-124	827
One Claim	+67	1017
Two Claims	+114	1064

---