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Home Insurance Costs with Deductible Scenarios in Palo Alto, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Palo Alto, CA $1989300 $861 $1,185
La Honda, CA $637600 $1311 $1,804
Millbrae, CA $1131500 $674 $927
Cherryland, CA $364100 $582 $801
Fremont, CA $714900 $967 $1,331
San Mateo, CA $1132500 $869 $1,196
Palo Alto, CA $1989300 $861 $1,185
Alum Rock, CA $511600 $720 $990
Union City, CA $620200 $982 $1,351
Stanford, CA $1591300 $672 $924

Impact of Coverage Amount on Home Insurance Cost In Palo Alto, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $61
$200,000 $171
$300,000 $231
$400,000 $291
$500,000 $372
$750,000 to $1000,000 $431
Above $1000,000 $509


Palo Alto, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Palo Alto, CA Average Home Insurance Cost$1,199.0808
State Average Home Insurance Cost$1,291
Difference Vs national Average-24.9192

Top Homeowners Insurance Companies in Palo Alto, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Travelers $1,856
State Farm $983
AAA $830

Palo Alto, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -144 1055
One Claim +84 1283
Two Claims +156 1355