Home Insurance Costs with Deductible Scenarios in Oakland, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Oakland, CA	$581100	$1097	$1,509
Diablo, CA	$1630100	$577	$794
San Bruno, CA	$754700	$1008	$1,387
Albany, CA	$766000	$823	$1,133
Strawberry, CA	$1248700	$673	$926
Camino Tassajara, CA	$1127800	$1977	$2,721
Moraga, CA	$1035000	$677	$932
Fairview, CA	$547200	$727	$1,001
Ashland, CA	$396400	$650	$895
Oakland, CA	$581100	$1097	$1,509

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Impact of Coverage Amount on Home Insurance Cost In Oakland, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$236
$200,000	$739
$300,000	$1,035
$400,000	$1,314
$500,000	$1,682
$750,000 to $1000,000	$1,945
Above $1000,000	$2,300

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Oakland, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Oakland, CA Average Home Insurance Cost	$1,527.3
State Average Home Insurance Cost	$1,291
Difference Vs national Average	303.3

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Top Homeowners Insurance Companies in Oakland, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Travelers	$1,856
Mercury	$1,184
Nationwide	$852

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Oakland, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-199	1329
One Claim	+92	1619
Two Claims	+183	1711

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