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Home Insurance Costs with Deductible Scenarios in Napa County, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Napa County, CA $560500 $1066 $1,466
El Verano, CA $540100 $1150 $1,582
Napa County, CA $560500 $1066 $1,466
Glen Ellen, CA $665600 $1356 $1,866
St. Helena, CA $926900 $675 $929
Eldridge, CA $638900 $1313 $1,807
Lake Berryessa, CA $297100 $574 $789
Winters, CA $342100 $544 $749
Napa, CA $538800 $1033 $1,421
Walnut Grove, CA $435300 $898 $1,235

Impact of Coverage Amount on Home Insurance Cost In Napa County, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $233
$200,000 $828
$300,000 $1,106
$400,000 $1,349
$500,000 $1,727
$750,000 to $1000,000 $1,997
Above $1000,000 $2,361


Napa County, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Napa County, CA Average Home Insurance Cost$1,484.1
State Average Home Insurance Cost$1,291
Difference Vs national Average260.1

Top Homeowners Insurance Companies in Napa County, CA

Insurance Provider Average Homeowners Insurance Cost($)
Allstate $2,521
Progressive $1,204
USAA $877
General $827

Napa County, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -178 1306
One Claim +74 1558
Two Claims +208 1692