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Home Insurance Costs with Deductible Scenarios in Napa, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Napa, CA $538800 $1033 $1,421
Eldridge, CA $638900 $1313 $1,807
Fetters Hot Springs-Agua Caliente, CA $506500 $1091 $1,502
Temelec, CA $440500 $916 $1,261
Silverado Resort, CA $1203700 $2056 $2,830
St. Helena, CA $926900 $675 $929
Angwin, CA $856600 $842 $1,159
Boyes Hot Springs, CA $495200 $723 $995
Napa County, CA $560500 $1066 $1,466
Allendale, CA $600300 $1250 $1,720

Impact of Coverage Amount on Home Insurance Cost In Napa, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $257
$200,000 $765
$300,000 $1,070
$400,000 $1,326
$500,000 $1,697
$750,000 to $1000,000 $1,962
Above $1000,000 $2,321


Napa, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Napa, CA Average Home Insurance Cost$1,438.2
State Average Home Insurance Cost$1,291
Difference Vs national Average214.2

Top Homeowners Insurance Companies in Napa, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Farmers $1,748
Progressive $1,204
Mercury $1,184

Napa, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -187 1251
One Claim +129 1568
Two Claims +173 1611