Get Quotes From The Best & Compare

Home Insurance Costs with Deductible Scenarios in Morgan Hill, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Morgan Hill, CA $729900 $983 $1,352
Interlaken, CA $436800 $642 $884
Alum Rock, CA $511600 $720 $990
San Martin, CA $840200 $830 $1,143
Aromas, CA $522200 $1119 $1,539
Aptos, CA $745600 $806 $1,110
La Selva Beach, CA $884800 $1679 $2,311
Day Valley, CA $815700 $1583 $2,179
Seacliff, CA $644900 $1323 $1,821
Cambrian Park, CA $1010200 $1842 $2,534

Impact of Coverage Amount on Home Insurance Cost In Morgan Hill, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $206
$200,000 $532
$300,000 $786
$400,000 $917
$500,000 $1,174
$750,000 to $1000,000 $1,357
Above $1000,000 $1,605


Morgan Hill, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Morgan Hill, CA Average Home Insurance Cost$1,368.9
State Average Home Insurance Cost$1,291
Difference Vs national Average144.9

Top Homeowners Insurance Companies in Morgan Hill, CA

Insurance Provider Average Homeowners Insurance Cost($)
Farmers $1,748
Mercury $1,184
State Farm $983
AAA $830

Morgan Hill, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -164 1205
One Claim +82 1451
Two Claims +192 1561