Home Insurance Costs with Deductible Scenarios in Gilroy, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Gilroy, CA	$583900	$991	$1,364
Interlaken, CA	$436800	$642	$884
Las Lomas, CA	$427500	$870	$1,197
Ridgemark, CA	$565800	$1193	$1,641
Freedom, CA	$442000	$922	$1,269
Morgan Hill, CA	$729900	$983	$1,352
Diablo Range, CA	$1034100	$1870	$2,574
La Selva Beach, CA	$884800	$1679	$2,311
San Martin, CA	$840200	$830	$1,143
San Juan Bautista, CA	$598000	$711	$978

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Impact of Coverage Amount on Home Insurance Cost In Gilroy, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$281
$200,000	$737
$300,000	$955
$400,000	$1,176
$500,000	$1,505
$750,000 to $1000,000	$1,740
Above $1000,000	$2,058

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Gilroy, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Gilroy, CA Average Home Insurance Cost	$1,380.24
State Average Home Insurance Cost	$1,291
Difference Vs national Average	156.24

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Top Homeowners Insurance Companies in Gilroy, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
State Farm	$983
AAA	$830
California Automobile	$639

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Gilroy, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-179	1201
One Claim	+97	1477
Two Claims	+179	1560

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