Top 5 Home Insurance Companies in Brentwood, CA
Check out the most popular Home Insurance agencies & companies in Brentwood, CA & compare the best quotes from them.
Homeowners Insurance in Brentwood, CA
According to the research conducted by Baysano, the average cost of homeowners insurance in Brentwood, CA, is $1370.7, which is higher than the national average premium. The national average premium is $1224. The prices for homeowners insurance in Brentwood can vary significantly compared to insurance providers like Allstate and Mercury. Allstate and Mercury's average home insurance cost is $2,521 and $1,184, respectively.
The cost of homeowners insurance is decided after scrutinizing certain factors, including the home value, coverage type, deductible, age of the home, and the material used to build your house. Therefore, understanding the homeowners insurance rates set in Brentwood, CA, is necessary to maintain the balance as per your needs.
Average Cost of Homeowners Insurance in Brentwood Based on the Material Used
Materials used to construct the house plays a significant role in determining the insurance premium amount. Homes built using sturdy materials have a minor threat to damage. Hence, home insurance companies offer considerable discounts to homes built using damage-resistant materials.
For instance, homes built with fire resistive brick are offered at a premium of $1234 in Brentwood, whereas homes built with Masonry and Brick are offered at a premium of $1303. Thus, the premium charged will be higher if you use low-quality materials to construct your house.
Refer to the chart below to know the applicable rates based on the material used to build the house.
Apart from that, homeowners in Brentwood, CA, can take advantage of discounts to reduce the cost of their house insurance. One such way is to maintain claim-free history. Homeowners who have a claims-free history with their home insurance company can receive discounts on their premiums. By providing a history of zero claims, homeowners have to pay a premium of $1179, where the discount is $191.7. In contrast, policyholders with one and two claims have to pay a premium of $1495 and $1536, respectively. So, the higher the number of claims, the higher the premium added to the insurance.
Homes with advanced level security features like fire extinguishers, smoke detectors, new locks are less prone to burglaries and damage. Therefore, homeowners insurance companies in Brentwood encourage homeowners to install home safety devices by offering discounts as incentives. Homes in Brentwood with deadbolts and fire extinguishers pay $1207 and $1234, respectively, on home insurance rates. In addition, homes equipped with fire alarms and smoke detectors pay $1275 and $1207, respectively, on homeowners insurance.
Top Home Insurance Companies in Brentwood, CA
| Home Insurance Company | A.M. Best Financial Strength Rating | Homeowners Insurance Market share |
|---|---|---|
| GEICO | A++ | 13.8% |
| Liberty Mutual | A | 6.24% |
| Allstate | A+ | 5.91% |
| Erie | A+ | 5.4% |
| Nationwide | A+ | 4.15% |
Top GEICO Home Insurance Agents in Brentwood, CA
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Rod Musslewhite | 425 Harbor Blvd Ste E 94002 |
(650) 638-1797 Email:rmusslewhite@geico.com |
||
| Ricardo Hagood | 430 W Lockeford St 95240 |
(209) 333-8080 Email:RHagood@geico.com |
||
| Ernie Lewelling | 2136 Ringwood Ave 95131 |
(408) 383-0808 Email:elewelling@geico.com |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Arnold Allen Simpson | 164 N Bascom Ave Ste A 95128-1867 |
408-918-0877 | ||
| Rogers & Goldbach Ins Assoc | 1777 Borel Pl Ste 201 94402 |
(650) 347-7222 | ||
| Jefferson W Johnson Jr | 501 W WEBER AVE SUITE 300B 95203 |
209-946-6540 | ||
| Consultative Ins Grp Inc | 1643 Noriega Street 94122 |
415-564-0333 | ||
| Nye Insurance Agency Inc. | 1401 WILLOW PASS RD STE 850 94520 |
(925) 674-1000 | ||
| Randy Jones & Associates Inc | 9240 Laguna Springs Dr Ste 101 95758 |
(916) 588-7719 | ||
| Robert T Crow Iii | 1972 Aborn Rd Fl 2n 95121 |
(408) 531-8153 | ||
| Robert W Grande | 1264 Lincoln Ave Ste 100 95125 |
(408) 371-3000 | ||
| Rogers & Goldbach Ins Assoc | 66 Bovet Rd Ste 370 94402 |
(650) 577-8222 | ||
| Brad M Mclane Agency | 360 Kiely Blvd Ste 125 95129-1300 |
408-247-6800 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| James Baranello | 2171 JUNIPERO SERRA BLVD #250 94014 |
650-757-8800 | ||
| Rosanne Hamblin Lutcf | 1250 45th St Ste 200 94608 |
(510) 654-4949 | ||
| Andrew Cross | 5736 Thornhill Dr Ste 101 94611-2171 |
510-339-9340 | ||
| Anthony Evans | 509 N L St 94551-2807 |
925-449-3500 | ||
| Abdul Middleton | 1200 Howard Ave 94010-4241 |
650-200-4800 | ||
| Bill Gordon | 311 Miller Ave Ste A 94941-2897 |
415-383-3888 | ||
| Ian P Anctil Lutcf | 1233 ALPINE RD SUITE 200 94596 |
925-932-0424 | ||
| Paula J. Szymczak Cic | 1350 W Robinhood Dr Ste 3 95207 |
(209) 477-6215 | ||
| Anthony J. Trepka Lutcf | 441 N 1st St 95112-4019 |
408-295-2900 | ||
| Rod Richardson | 1340 S De Anza Blvd Ste 203 95129 |
(408) 657-3919 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Gloria Huizar | 100 Skyline Plz Ste 208 94015 |
(650) 301-1810 | ||
| Brent Walters | 1871 The Alameda Ste 120 95126-1752 |
408-985-2755 | ||
| Anne Underwood | 1042 Country Club Dr Ste 2D 94556-1953 |
925-376-2244 | ||
| Randy L Smith | 3400 Bradshaw Rd Ste C 95827 |
(916) 636-0115 | ||
| Darryl Moore | 718 Lincoln Center 95207-2643 |
209-474-3285 | ||
| Gregory Carter | 1219 A St 94541 |
(510) 581-8213 | ||
| James Beard | 575 MARKET ST STE 1300 94105 |
415-946-7500 | ||
| Roger E. Morse | 2390 20th Ave # 210 94116 |
(415) 681-6833 | ||
| Peter Hughes | 3433 BROADWAY ST STE B4 94503 |
(707) 557-5604 | ||
| Connolly And Associates | 1000 Broadway 94607-4090 |
510-834-3634 |
| Homeowners Insurance Agents | Agent Address | Contact Details | ||
|---|---|---|---|---|
| Multiline Insurance Agency | 5150 EL CAMINO REAL STE B31 multilineinsurance.net 94022 |
(650) 469-0400 | ||
| Bray & Oakley Insurance Agency Inc | 2489 San Pablo Ave www.brayandoakley.com 94564-1706 |
510-724-5432 | ||
| Paluszak & Mouch Insurance Assoc Inc. | 801 ALLSTON WAY 94710 |
510-548-8200 | ||
| Carmack Insurance Group Inc | 85 Galli Dr Ste F www.carmackig.com 94949-5716 |
415-897-5000 | ||
| Roger Thomas Mulligan | 635 Mariners Isl Blvd Ste 100 94404 |
(650) 931-8626 | ||
| Hometown Insurance Brokers Inc. | 1731 TECHNOLOGY DR SUITE 250 95110 |
408-441-2000 | ||
| Midwest Insurance Group Llc | 801 Ygnacio Valley Rd Ste 100 94596 |
(925) 210-1717 | ||
| Rosasco & Yetter Insurance Agency Llc | 5901 Christie Ave Ste 402 94608 |
(510) 922-1215 | ||
| Akron Insurance | 5444 Clayton Rd Ste A 94521-4000 |
925-672-3030 | ||
| Edwards Insurance Agency | 2505 Riparian Dr Ste 170 95757 |
(916) 429-2900 |
| Home Insurance Company | Justified Complaint Ratio 2018 | Number of Justified Complaints 2018 | Justified Complaint Ratio 2017 | Number of Justified Complaints 2017 |
|---|---|---|---|---|
| Allstate | 1.7 | 11 | 2.4 | 16 |
| Nationwide | 3.2 | 2 | 1.6 | 1 |
| State Farm | 3.9 | 85 | 3.9 | 86 |
| Liberty Mutual | 11.5 | 31 | 5.6 | 14 |
Homeowners Insurance Comparison for the Cheapest Premiums in Brentwood, CA
| Erie | GEICO | Liberty Mutual | |
| Median Home Value ($) | 454,340 | 474,340 | 444,340 |
| Construction year | 2013 | 2004 | 2012 |
| Home Coverage ($) | $300000-$350000 | $300000-$350000 | $300000-$350000 |
| Total Premium ($) | $986 | $741 | $947 |
Brentwood, CA Multi Policy Discounts by Home Insurance Companies
| Home Insurance Company | Multi Policy Discount (%) |
|---|---|
| GEICO | upto 15% |
| Nationwide | upto 11% |
| Liberty Mutual | upto 19% |
| Allstate | upto 21% |
| Erie | upto 16% |