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Home Insurance Costs with Deductible Scenarios in Berkeley, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Berkeley, CA $845400 $1097 $1,509
Rodeo, CA $381800 $618 $850
Richmond, CA $371900 $682 $939
West Contra Costa, CA $418100 $839 $1,155
Concord, CA $461700 $900 $1,239
Tamalpais-Homestead Valley, CA $1119700 $675 $929
Danville, CA $976800 $858 $1,180
San Anselmo, CA $963300 $682 $939
Tiburon, CA $1922000 $679 $935
Fairfax, CA $793900 $796 $1,096

Impact of Coverage Amount on Home Insurance Cost In Berkeley, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $215
$200,000 $555
$300,000 $723
$400,000 $912
$500,000 $1,167
$750,000 to $1000,000 $1,350
Above $1000,000 $1,596


Berkeley, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Berkeley, CA Average Home Insurance Cost$1,527.525
State Average Home Insurance Cost$1,291
Difference Vs national Average303.525

Top Homeowners Insurance Companies in Berkeley, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Progressive $1,204
USAA $877
General $827

Berkeley, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -199 1329
One Claim +122 1650
Two Claims +214 1741